This policy describes the ways GamutPay.com (GamutPay, we, our, or us) collect, store, use and protect your personal information. You accept this policy when you sign up for or use our products, services or any other features, technologies or functionalities offered by us on our website or through any other means. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it.
When you visit the GamutPay website or use the GamutPay Services, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website.
If you open an account or use the GamutPay Services, we may collect the following types of information:
Before permitting you to use the GamutPay Services, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.
When you are using the GamutPay Services, we collect information about your transactions and your other activities on our website or using the GamutPay Services and we may collect information about your computer or other access device for fraud prevention purposes.
We send a "session cookie" to your computer when you log in to your account or otherwise use the GamutPay Services. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we do not need to ask you for your password on each page.
Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user.
We store and process your personal information on our computers where GamutPay facilities are located, and we protect it by maintaining physical, electronic and procedural safeguards such as firewalls and data encryption. We enforce physical access controls to our files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:
We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize the GamutPay Services, content and advertising.
We work with third parties, including merchants, to enable them to accept or facilitate payments from or to you using GamutPay. In doing so, a third party may share information about you with us, such as your email address to inform you that a payment is sent to you or when you attempt to pay that merchant or through that third party. We use this information to confirm to that you are a GamutPay customer and that GamutPay as a form of payment can be enabled, or where a payment is sent to you to send you notification that you have received a payment. Also, if you request that we validate your status as a GamutPay customer with a third party, we will do so. Please note that merchants you buy from and contract with have their own privacy policies, and GamutPay may not be held responsible for their operations, including, but not limited to, their information practices.